CGTMSE-BACKED BUSINESS LOANS
CGTMSE-BACKED BUSINESS LOANS
Grow your business without pledging what you've built
CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) is a Government of India initiative jointly set up by the Ministry of MSME and SIDBI to provide collateral-free credit to eligible Micro and Small Enterprises by offering a credit guarantee to banks and NBFCs.
Who Can Avail CGTMSE Loans?
- Micro and Small Enterprises (Manufacturing & Services)
- Proprietorships, Partnerships, LLPs, Private Limited Companies
- Startups and first-generation entrepreneurs
- Professionals engaged in eligible business activities
Key Features of CGTMSE Loans
- No collateral security required
- No third-party guarantee
- Loan amount up to prescribed CGTMSE limits
- Coverage for term loans and working capital
- Competitive interest rates
Common Use Cases
- New business setup and startup funding
- Working capital financing
- Purchase of plant & machinery
- Business expansion and modernisation
- Liquidity support for MSMEs
Our Advisory Advantage
The trust behind your application
- Eligibility assessment under CGTMSE norms
- Bank selection based on sector and risk appetite
- Preparation of CMA data and project reports
- End-to-end coordination with lenders
- Assistance till sanction and disbursement
Note: CGTMSE guarantee approval is subject to lender appraisal and trust guidelines. Guarantee cover is provided to the lender, not directly to the borrower.
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Disclaimer: Loan approval, interest rates and terms are subject to lender policies, borrower eligibility and regulatory guidelines. We act as a credit advisory and facilitation partner and do not guarantee loan sanction.