LOAN AGAINST PROPERTY (LAP)
Loan Against Property
Your property's value — working for you
Loan Against Property lets you unlock the capital locked in your residential, commercial, or industrial asset — without selling it. Higher loan amounts, lower rates, and longer tenures compared to unsecured credit, with complete flexibility on end-use.
Eligible Properties
- Residential property
- Commercial property
- Industrial units
- Self-occupied or rented assets
Key Features
- Higher loan amounts
- Lower interest rates than unsecured loans
- Longer tenure
- Flexible end-use
Common Uses
- Business expansion
- Education or medical expenses
- Debt refinancing
- Capital investment
Our Advisory Advantage
Leveraging Property for Smarter Financing
- Property valuation optimisation
- Structuring LAP vs business loan
- Balance transfer and top-up advisory
- Documentation and legal coordination
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Disclaimer: Loan approval, interest rates and terms are subject to lender policies, borrower eligibility and regulatory guidelines. We act as a credit advisory and facilitation partner and do not guarantee loan sanction.