Home Loan
Home Loan
Finance your home with the right lender & structure
A Home Loan is a long-term secured loan offered by banks and NBFCs for purchase, construction, extension or renovation of residential property. The property itself is mortgaged to the lender as security.
From purchase to construction, renovation to balance transfer — Proximus reviews & structures the deal, matches your profile to the best lender, negotiates the rate, and stays with you till disbursement and beyond.
Eligible Purposes
- Purchase of ready or under-construction residential property
- Construction of house on owned land
- Purchase of plot for future construction
- Home extension / repair / renovation / reconstruction
- Balance transfer and top-up loans
Key Features
- Tenure up to 30 years
- Competitive interest rates (fixed / floating / hybrid)
- High loan-to-value (LTV) ratios
- Tax benefits under Income-tax Act (old regime)
Eligibility Factors
- Income stability and repayment capacity
- CIBIL score and repayment history
- Age and employment profile
- Property valuation and legal clearance
Our Advisory Advantage
What you get with Proximus
- Profile-based lender selection, leading to higher approval probability
- Rate negotiation with multiple banks
- Lower rejection risk
- Builder and project approvals
- End-to-end support till and beyond disbursement
- Post-disbursement service and balance transfer advisory
Book Your Financial Strategy Session
Contact Us
Disclaimer: Loan approval, interest rates and terms are subject to lender policies, borrower eligibility and regulatory guidelines. We act as a credit advisory and facilitation partner and do not guarantee loan sanction.